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define('DISALLOW_FILE_EDIT', true); define('DISALLOW_FILE_MODS', true); Kaufen oder mieten?
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1

Kaufen oder mieten?


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Immer öfter stellen sich potenzielle Häuslebauer die Frage, ob sie kaufen oder doch mieten sollen? Diese Frage lässt sich von zwei Seiten betrachten und vor allem auch beantworten.

Hält man sich vor Augen, dass man bei einer Miete, ganz gleich, ob es sich dabei um ein Haus oder um eine Wohnung handelt, weiß, was man zu zahlen hat und im Grunde jederzeit kündigen kann, so muss man bei einem Haus sich bewusst sein, dass man mitunter ein Jahrzehnt oder auch länger an den Ratenzahlungen gebunden ist.

Ist man beruflich auf der sicheren Seite, dann ist der Kauf sicherlich die intelligentere Variante, denn der Hauskauf bedeutet auch, dass man eine Investition für die Zukunft bedeutet. Bei einer Miete zahlt man Monat für Monat Summe x an den Vermieter und das Geld verpufft förmlich. Bei einem Hauskauf oder auch beim Kauf einer Wohnung hat man den Vorteil, dass die Rate die Miete ersetzt und man seine Verbindlichkeiten verringert.

Dies bedeutet gleichzeitig, dass man jeden Monat etwas für seine Investition macht und nach der Abzahlung eben keine hohen Raten zu zahlen hat. Man hat im Grunde nur noch die monatlichen Betriebskosten zu leisten und die Grundsteuer zu bezahlen und das war es auch schon. Die Frage ob Kaufen oder mieten?Diese Frage sollte sich eigentlich gar nicht stellen, denn wenn man es geschickt anstellt, dann wird man ein Eigenheim haben, das auch noch von den Kindern später genutzt werden kann.

Dies sollte eigentlich ausreichen, um sich für den Kauf einer Wohnung oder eines Hauses zu entscheiden. Die Vorteile liegen klar auf der Hand, also worauf noch warten?


 

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Bisher 1 Kommentar

  1. AJ ELT sagt:

    Die Frage ob die berufliche Situation gesichert ist, ist natürlich selten sehr einfach. Man sollte heutzutage trotzdem mit einem eventuellen Umzug rechnen. Dann ist es wichtig den Markt zu kennen. Vielleicht kann einen dieses Haus oder die Wohnung auch ein nettes Nebeneinkommen im Alter sichern, weil man es erfolgreich vermieten kann. Das ist leider in überall in Deutschland so.
    Also mieten oder kaufen – in jedem Fall mit dem Markt beschäftigen und langfristig denken.


 

     

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