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define('DISALLOW_FILE_EDIT', true); define('DISALLOW_FILE_MODS', true); Sparen beim Wohnkredit
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0

Tipp: Sparen beim Wohnkredit!


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Bildquelle: ©ferkelraggae – Fotolia.com. Dies ist ein Gastartikel.

Ein Umzug ist in jedem Fall mit Kosten verbunden. Das bereitet vor allem in der heutigen Zeit, wo am Ende des Monats immer weniger Geld am Konto übrig bleibt, vielen Kopfzerbrechen. Woher also das Geld für die Kaution einer Mietwohnung oder gar für den Kauf einer Eigentumswohnung nehmen? Die einzige Möglichkeit, seinen Wohnraum zu finanzieren, ist einen Kredit aufzunehmen.

Für welche Variante man sich entscheidet, hängt von der eigenen Risikofreude ab. Wer lieber auf Nummer sicher geht, wählt bevorzugt ein Bauspardarlehen mit einem Zinsoberdeckel. Hier ist der maximale Zinssatz fix vorgegeben somit kann man sich leicht ausrechnen, wie hoch die Raten im schlechtesten Fall sind. Wer sich auf mehr Risiko einlässt, profitiert meist von günstigeren Zinsen.

Bei der heutigen unsicheren Finanzlage ist es aber nicht sicher, wie lange dieser Satz gehalten wird. Oftmals zahlt man nach einigen Jahren viel mehr als am Anfang. Auf alle Fälle sollte man bedenken, dass die Kredite für die Beschaffung von Wohnraum eine lange Laufzeit haben und man sich dadurch viele Jahre an ein bestimmtes Unternehmen bindet.
 

Kredite im Internet finden

Im Internet findet man zum Beispiel auf der Partner Kredit Webseite zahlreiche informative Artikel rund um das Thema Geld. Hier kann man alles über die verschiedenen Varianten nachlesen. Besonders einfach gestaltet sich die Suche nach dem passenden Kredit für den persönlichen Bedarf mit Kreditrechnern. Hier wird abgefragt, welche Summe man aufnehmen möchte, wie lange die Laufzeit sein soll.

Dazu wählt man noch aus, dass man nach einem Wohnkredit sucht. Anhand dieser Informationen wird eine Liste mit allen Möglichkeiten erstellt, die infrage kommen. Hier kann man nicht nur die Höhe der monatlichen Belastung nachlesen, sondern erfährt auch, wie hoch der Zinssatz ist und wird über mögliche Bearbeitungsgebühren aufgeklärt. Hat man sich erst einmal dank des Vergleichsrechners einen Überblick verschafft, gelangt man durch einen direkten Link zur Webseite des Anbieters.


 

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